About Loan Officers Our Products

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Loan Officers

Deborah Allenbaugh

Branch Manager

NMLS ID#

274395

Alisa Anderson

Loan Officer

NMLS ID#

1662436

Beth Anderson

Loan Officer

NMLS ID#

501302

Heather Dirschl

Branch Manager

NMLS ID#

288331

Tammy Dress

Loan Officer

NMLS ID#

507243

Cathy Erickson

Loan Officer

NMLS ID#

391856

Kristina Fischer

Loan Officer

NMLS ID#

1145068

Candice Freeman

Branch Manager

NMLS ID#

180863

Nancy Fridstein

Senior Loan Officer

NMLS ID#

281532

Josh Groner

Sr. Loan Officer

NMLS ID#

248588

Brian Hafner

Loan Officer

NMLS ID#

1620055

Mel Hansen

Loan Officer

NMLS ID#

243105

KC Harney

Loan Officer

NMLS ID#

254053

Donna Hudson

Loan Officer

NMLS ID#

281581

Nichole Hungerford

Loan Officer

NMLS ID#

278328

Tonya Jenkins

Branch Manager

NMLS ID#

249980

Judy L Jones

Loan Officer

NMLS ID#

264968

TJ Kennedy

President

NMLS ID#

372544

Jeffery Laws

Loan Officer

NMLS ID#

357125

Tawna Leonard

Loan Officer

NMLS ID#

930916

Lisa Lessard

Branch Manager

NMLS ID#

251447

Sandy Levy

Loan Officer

NMLS ID#

288644

Claudia Lopez

Loan Officer

NMLS ID#

279247

Katelin Madsen

Loan Officer

NMLS ID#

1692724

Jodianne Mentus

Loan Officer

NMLS ID#

1099452

Jordan Miller

Loan Officer

NMLS ID#

2302349

Shari Pfeifer

Loan Officer

NMLS ID#

283832

Sara Pipkin

Branch Manager

NMLS ID#

311306

Kurt Reinhardt

Loan Officer

NMLS ID#

300863

Jeffrey Rickard

Loan Officer

NMLS ID#

292600

Jim Smith

Loan Officer

NMLS ID#

149255

Elizabeth Turra

Branch Manager

NMLS ID#

333588

Trina Wood

Loan Officer

NMLS ID#

260645

A simpler mortgage.

2024 Lower, LLC dba Universal Lending Home Loans | Lower, LLC is a subsidiary of Lower Holding Company. NMLS #1124061 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044 | nmlsconsumeraccess.org | equal housing lender. Licensed in 45 states including the District of Columbia | Arizona Mortgage Banker License--1000936 | Massachusetts Mortgage Broker License -- MC1124061 | Massachusetts Mortgage Lender License -- MC1124061 | Lower, LLC conducts business in Kentucky, and Washington as Lower.com, LLC; Montana as Lowerdotcom,LLC; Oklahoma as “Lower Mortgage, LLC. Lower, LLC is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Community Lending, Alderus Mortgage, AMSW Lending, Community Lending, Fairfax Mortgage, First Trust Mortgage Company, First World Home Loans, Hamilton Home Mortgage, Heckman Mortgage, Homeside Financial, Key Mortgage Group, McCaughan Home Lending, Oxford Home Lending, Lower.com, PowerTPO, Sky Mortgage Group, True Lending, Universal Lending Home Loans, Yes Mortgage) provide home loans; Lower Realty, LLC provides real estate services; Lower Insurance, LLC facilitates shopping experience for homeowner’s Insurance policies. All rights Reserved.

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